CellPay is a payment service powered by Cellcom Private Limited, a Payment Service Provider licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channel to help you make payments directly from your bank account. CellPay uses international level security to ensure you are protected at all times. The best way to understand CellPay is as a digital debit card and not a wallet service. The only difference is that unlike a debit card, CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently the CellPay service supports utility payment, merchant payments, and fund transfer services. With CellPay you can instantly transfer money via phone to family and friends from your bank account to theirs, Mobile Top-up & Bill Pay, Bill payment for water, electricity, internet, TV, etc., Merchant payments at leading restaurants and retail stores, E-Commerce & Online Payments.