Karnali Development Bank Limited is the first Development Bank in Mid & Far Western Region of Nepal, established on Falgun 6, 2060 under Bank Act 2052 BS. KDBL was incorporated with the objective of extending banking approach to rural and urban developing sectors of the society. Its head office is located in Nepalgunj and provides a full range of banking services through its 16 Branch Offices at Tulsipur, Ghorahi, Lamahi, Bhaluwang, Gadhwa, Kohalpur, Khajura, Baijapur, Gulariya, Sanoshree, Bansgadhi, Bhurigaun, Rajapur, Thakurdwara, Bijauri including Head Office, 5 ATMs and Mobile Banking Servcies from All points of representation. KDBL is in the process of expanding it's branches at different places, thus meeting the expectations of its rural depositors through committed Modern and Innovative Banking services like Online banking, ATM Service, Mobile Banking, ABBS Service and Remittance . It is first Regional Development Bank to provide ATM, Mobile Banking and Online Banking services in the region and bank is fully equipped with the means of modern technology.